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6 Tips to Maximize Your Plan this Year | United Concordia

6 Tips to Maximize Your Plan This Year


Dental Chair


Welcome to a new year of United Concordia Dental coverage! If your plan is effective starting January 1, you have 365 days of quality insurance to take advantage of. These tips can help you get the most value out of it.


Create a MyDentalBenefits account

This personal online account lets you view your coverage details and Explanation of Benefits (EOBs), check claims and payment status, access digital member IDs and more. You can even download the United Concordia Dental app and log in using the same credentials. Sign up now


Schedule preventive care

Most plans cover routine dental exams, cleanings and X-rays at 100%. Can’t remember when you last saw the dentist? Check your MyDentalBenefits account to see when you’re due for an appointment.


Use an in-network dentist

Remember, you save more money when you stay in network. Use our Find-a-Dentist tool to locate in-network dentists – and even schedule appointments online.


Understand your benefits

Your Schedule of Benefits shows what you may owe for different dental procedures. Keep it handy to help budget for your care. If you need a major procedure, ask your dentist for a “predetermination” first. It’s a free estimate that helps you understand your costs so there are no surprises.


Know your deductible and annual maximum

A deductible is the amount you must pay for dental care before your plan starts helping out. Your annual maximum is the most your plan will cover each year. Most deductibles and annual maximums reset each year, so don’t put off dental work you need.


Take My Dental Assessment

See the impact of your lifestyle, diet, medical conditions and dental history on your oral health. Just take this two-minute online survey, and then print a report to review with your dentist at your next visit. You may even earn wellness points through your company! Start My Dental Assessment