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Annual Maximum Rollover | United Concordia

Annual Maximum Rollover

Annual Maximum Rollover (AMR) is a low-cost feature that encourages members to receive preventive services by rolling over up to $300 of their unused benefit dollars to the next plan year, if they:

  • get at least one exam during the plan year
  • use less than 50% of their annual maximum

This rollover feature provides additional coverage for members who receive more complex services that exceed their annual maximum. Members can use their accumulated rollover dollars toward those services, instead of paying the entire cost on their own.


Network Access

Employees receive benefits determined by their main dental plan. Annual Maximum Rollover is part of the regular dental benefits and an additional provider is not need to preform services.



  • No waiting period- benefits are available from day one
  • Annual Maximum Rollover applies separately to members and covered dependents
  • Each member on the policy can roll over $300 additional dollars
  • Members do not lose accumulated rollover dollars
  • Freedom to use any dentist



  • Promotes good oral health
  • Reduces members out-of-pocket expenses
  • Helps members pay for complex services
  • No claim forms when using a network dentist
  • Easy access to benefit information online or toll free, 24/7
  • Secure online enrollment and eligibility management tools