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UCElect Dental Plan - Employers - United Concordia

UCElect

UCElect is an innovative take on a traditional PPO Dental Plan design and offers employers a competitive dual choice product that provides member selection and employer flexibility. Employers then pass the choice of plan designs to employees to select the best one that fits their oral care needs. All plans are available at one affordable price.

 

What does UCElect offer?

UCElect provides the choice between four plan designs. These predetermined choices provide employers the ability to select plan options that best fits their needs and budgets, including an annual maximum choice of $1,000 or $1,500. All plan designs include Preventive Incentive which covers employees preventive services, when received in-network, at no cost. Preventive Incentive offers additional out-of-pocket savings before an annual maximum can be met.

Plan Option 1: Includes greater coinsurance for both in and out-of-network providers; it works best for members who use a participating dentist.

Plan Option 2: Provides greater reimbursements for out-of-network providers resulting in lower out-of-pocket costs for members; coinsurance levels are slightly lower than option 1.

 

Network Access

Employees receive affordable pre-determined plan designs. UCElect offers a large, national network* with greater reimbursements for certain plan options. Preventive care and educational resources are available to employees to help promote better oral and overall health and informative and engaging materials.

Features:

  • Four pre-set choices of plan combinations
  • Same price for all plans
  • Members choose plan that fits their needs
  • One of the nation’s largest networks* of dentists and specialists
  • Freedom to use any dentist
  • Self-service management and member access

 

Benefits:

  • Provides coverage for preventive, diagnostic, basic and major services
  • Choice of variable annual maximum
  • All plans include Preventive Incentive
  • No claim forms or balance billing (for covered services) when using a network dentist
  • Easy access to benefit information online or toll free, 24/7
  • Secure online enrollment and eligibility management tools
  • One price - no need to worry about what plan a member selects