Disclaimers

Group Disclosure

This advertisement is not a proposal of insurance. The Group Policy or Contract and Certificate of Insurance ("Plan Documents") include a complete listing of covered services, limitations, exclusions, cancellation and renewal provisions. In the event of conflict, the Plan Documents will govern. Contact a United Concordia account representative to obtain details on current coverage, exclusions, limitations, renewal, cancellation and costs. United Concordia offers only dental policies with an optional vision rider available with fee-for-service and PPO dental plans. Vision rider benefits are administered by Davis Vision Insurance Administrators in CA and by Davis Vision, Inc. in all other states. Vision riders are not available in AL. Not all products available in all jurisdictions.

Concordia Flex, Concordia Select*, Concordia Access and Concordia Choiceare underwritten by: United Concordia Insurance Company in AK, AZ, AR, CA, CO, CT, FL, GA, HI, ID, IN, IA, KS, LA, ME, MA, MI, MN, MS, MT, NE, NV, NH, NM, ND, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WV, WI and WY; United Concordia Dental Corporation of Alabama in AL; United Concordia Life and Health Insurance Company in DE, DC, IL, KY, MD, MO, NJ, NC and PA; and United Concordia Insurance Company of New York in NY. United Concordia Insurance Company, California certificate of authority number 3739-0, is domiciled in Arizona at its statutory address, 2198 East Camelback Road, Suite 260, Phoenix, AZ 85016.  United Concordia Insurance Company is not licensed in AL, DE, DC, IL, KY, MD, MO, NJ, NY, NC, and PA.

Concordia Preferredis underwritten by the United Concordia affiliates indicated above and is available to groups headquartered in all of the listed states except GA, LA, ME, MS, NC and TX.

Concordia Flex, Concordia Select, Concordia Preferred, Concordia Access and Concordia Choice are currently not available on an insured basis for employers/groups sitused in the Commonwealth of Puerto Rico, or any territory or jurisdiction outside of the continental United States.

Smile for Health products certified for the pediatric dental essential health benefit are underwritten by: United Concordia Insurance Company in AZ, FL, GA, OH, TX, WV and WV; United Concordia Life and Health Insurance Company in MD, NJ and PA; United Concordia Dental Corporation of Alabama in AL. Smile for Health Dental Health Maintenance Organization Health products certified for the pediatric dental essential health benefit are underwritten by: United Concordia Dental Plans of TX in TX, United Concordia Dental Plans of Pennsylvania in PA.

Available Concordia group products detailed above are underwritten by United Concordia Insurance Company in OK and AZ and are written on OK policy forms OK9802 (11/07) and OK9802L (11/07) and AZ policy forms 9802 (11/07); 9802L (11/07; 9802S/L (02/13).
Vision discounts offered with United Concordia products are available only through Davis Vision providers and are not underwritten by United Concordia.

Concordia Plus is underwritten by:

       United Concordia Dental Corporation of Alabama in AL

       United Concordia Dental Plans of California, Inc. in CA

       United Concordia Dental Plans of Kentucky, Inc. in KY

       United Concordia Dental Plans, Inc. in MD and DC

       United Concordia Dental Plans of the Mid-West, Inc. in MO and OH

Please contact your local United Concordia account representative for further details regarding service areas in the following states where Concordia Plus is underwritten by:

       United Concordia Dental Plans of Pennsylvania, Inc. in PA, a preferred provider organization

       United Concordia Dental Plans of Texas, Inc. in TX

       United Concordia Dental Plans, Inc. in NJ, a dental plan organization

       United Concordia Dental Plans of the Mid-West, Inc. in MI

Concordia Plus members must select or will be assigned a primary care provider. Care must be provided by a network provider unless authorized by the company or a Point of Service plan is purchased. In-network specialty services require a referral from the patient’s assigned primary care provider. Point of service plans are available in AL, DC, KY and MD only.

Concordia Plus is currently not available for employers/groups sitused in the states of: AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, LA, NE, NV, NH, NM, NY, NC, ND, ME, MA, MN, MS, MT, OK, OR, RI, SC, SD, TN, UT, VA, VT, WA, WV, WI, WY, the Commonwealth of Puerto Rico, or in any jurisdiction outside of the continental United States. This advertisement is not a solicitation of coverage in these jurisdictions.

United Concordia Companies Inc., and/or its licensed corporate affiliates (United Concordia), administrative office: 4401 Deer Path Road, Harrisburg, PA 17110. United Concordia’s licensed affiliates have sole financial responsibility for their products.

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Individual Disclosure

United Concordia individual dental insurance policies are underwritten by one of the following licensed subsidiaries of United Concordia Companies, Inc. (UCCI), which subsidiaries have sole financial responsibility for these policies. Benefits subject to exclusions and limitations; see plan documents for details. Not all products available in all jurisdictions.

• United Concordia Insurance Company when issued in AR, AZ, CA, CO, CT, FL, GA, IN, LA, MA, MI, MS,NM, OH, OK, OR, RI, SC, TN, TX, VA, WA and WV. Benefits are offered under the following policy numbers in the state(s) listed for products certified for the pediatric dental essential health benefit: IN01-0213UCIC in AZ; FLIN01-0213UCIC in FL; GAIN01-0213UCIC in GA; VAIN01-0213UCIC in VA; and, TXIN01-0213UCIC in TX.  Benefits are offered under the following policy numbers in the state(s) listed for plans that are not products certified for the pediatric dental essential health benefit: IN01-0312UCIC in WV; IN01-0310UCIC in CO, CT and SC; IN01-0309UCIC in AZ and CA; ARIN01-0312UCIC in AR; FLIN01-0309 in FL; GAIN01-0312UCIC in GA; ININ01-0310UCIC in IN; LAIN01-0312UCIC in LA; MAIN01-0312UCIC in MA; OHIN01-0310UCIC in OH; OKIN01-0312UCIC in OK; ORIN01-0312UCIC in OR; RIIN01-0312UCIC in RI; TNIN01- 0312UCIC in TN; TXIN01-0312UCIC in TX; VAIN01-0310UCIC in VA; and, WAIN01-0811UCIC in WA.

• United Concordia Life and Health Insurance Company when issued in DC, DE, IL, KY, MD, MO and PA. Benefits are offered under the following policy numbers in the state(s) listed for products certified for the pediatric dental essential health benefit: MDIN01-0213UCLH in MD; NJIN01-0213UCLH in NJ; and, PAIN01-0213UCLH in PA. Benefits are offered under the following policy numbers in the state(s) listed products certified for the pediatric dental essential health benefit: IN01-0312UCLH in DE and KY; DCIN01-0312UCLH in DC; IN01-0310UCLH in IL; MDIN01-0310UCLH in MD; MOIN01-0712UCLH in MO; and, PAIN01-0312UCLH in PA.

• United Concordia Dental Corporation of Alabama when issued in AL. Benefits for products certified for the pediatric dental essential health benefit are offered under IN01-0213 in AL. Benefits are offered under the following policy numbers in the state(s) listed for products not certified for the pediatric dental essential health benefit are offered under policy number IN01-0312UCAL in AL.
The amount of benefits and cost depend upon the individual dental product selected. United Concordia policies cover dental benefits only. Policies are only available in the states listed above, and are not available in any U.S. territories or other countries.

The policyholder may return any United Concordia Policy for a full refund of premium, within ten days of its delivery (thirty days in some states for individuals eligible for Medicare) if, after examination, the Policyholder is not satisfied for any reason. United Concordia policies renew from year to year as long as premium is paid timely unless United Concordia elects not to renew with 60 days advance notice in only the following situations: fraud or material misrepresentation by or with the knowledge of the policyholder or an insured dependent; for non-certified plans except in GA, MI, MS, OH, PA, TN, VA, and WA, the policyholder or an insured dependent engages in intentional and abusive noncompliance with material provisions of the policy; or United Concordia ceases to renew all policies issued in a given state. The dental plan chosen, billing frequency, age, and place of residence are factors used in determining premium rates. Any change in premium will be made at renewal with at least 60 days advance notice. The Policyholder may change dental products at renewal and, if the Policyholder enrolled through a State or Federally Facilitated Marketplace, during the annual open enrollment period or special enrollment period provided (if applicable) by the Exchange. The policyholder may elect not to renew or to terminate the policy, in which case the policyholder may not apply for new dental insurance for self or dependents for the time period identified in the Effect of Termination section of the in-force policy, if applicable. United Concordia may terminate the policy for non-payment of premium in accordance with the terms of the policy, including the grace period.

United Concordia Insurance Company is not licensed in AL, DE, DC, IL, KY, MD, MO, NJ, NY, NC and PA. United Concordia Insurance Company, California certificate of authority number 3739-0, is domiciled in Arizona at its statutory address, 2198 East Camelback Road, Suite 260, Phoenix, AZ 85016. The administrative office of UCCI and its licensed subsidiaries is located at 4401 Deer Path Road, Harrisburg, PA 17110.. 

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Terms & Conditions

You should review these terms and conditions regularly as they may change at any time at the sole discretion of United Concordia.

Once the Member gains access to the information on the United Concordia website, he/she may browse the site and download materials contained on the site for his/her personal use only. However, no material or images from the website may be copied, reproduced, republished, transmitted, merged with any other works, or distributed in any way, for public or commercial purposes without the express written permission of United Concordia. Modifications to the contents of any portion of the website is a violation of United Concordia's copyright and other proprietary rights.

 

Disclaimers

United Concordia uses reasonable efforts to include accurate and up-to-date information on the website. However, United Concordia makes no warranties or representations as to its accuracy. The materials contained on the website are provided "AS IS" and without any implied or express warranties. United Concordia does not warrant or make any representations regarding the use or results of the use of the website in terms of accuracy or reliability. Anyone accessing this site assumes full responsibility for all personal costs associated with viewing or accessing this website, including, but not limited to, computer hardware, software, network servicing, repairs or corrections. Under no circumstances will United Concordia be liable for any direct or indirect, special, incidental or consequential damages that result from the use of, or inability to use, this site.

Member understands and agrees that the information he/she may access herein reflects information on file at the time of the inquiry and may be subject to retroactive and prospective changes as required by his/her plan design/administrator without notice. It is the responsibility of the Member to verify plan participation and coverage with his/her employer prior to receiving dental care services. United Concordia is not to be held responsible for personal Member liabilities resulting from retroactive cancellations of or changes to dental coverage by his/her employer.

 

Jurisdiction

The United Concordia website is controlled and operated by United Concordia from its headquarters in the Commonwealth of Pennsylvania, United States of America. Any dispute arising from these terms will be resolved exclusively in the state and federal courts of Pennsylvania.

United Concordia does not direct content to Minors and does not intend to collect personal information from minors and therefore is not subject to the Child Online Privacy Protection Act.

Member agrees that he/she is responsible for protecting his/her password from compromise, release or discovery by any unauthorized person. If Member learns that his/her password has been compromised, Member should access the United Concordia website at www.unitedconcordia.com  to change his/her password. Passwords are changed using the following steps:

  1. Enter the Members section from United Concordia's home page
  2. Click on My Dental Benefits
  3. Select Forgot Password?
  4. Follow the steps to reset your password

Member agrees not to disclose his/her password to any third party in any manner.

 

Privacy/Treatment of Information or Data Transmitted to United Concordia

Personal information transmitted to United Concordia will be treated in accordance with the Privacy Policy, a copy of which can be accessed via the www.unitedconcordia.com website by clicking on the Privacy link.

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