Health Care Reform

Pediatric Smart Savings (add-on)

Pediatric Smart Savings allows groups to save on their rates by removing duplicate preventive coverage.

• Benefits
• Reduction in standalone dental premiums
• Virtually no disruption to member’s current benefits or network
• Members under the age of 19 will be covered under medical plan and standalone dental plan without being subject to medical plan deductibles and out-of-pocket maximums

• Features
• Members over age 19 maintain their dental benefits
• Members under the age of 19 can receive dental services without having to satisfy a medical deductible or pay double for preventive services
• For members under the age of 19, basic and major services will be covered under the standalone dental plan.

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